We aim to make investment choices as simple and accessible as possible for scheme members
By offering a tiered approach, members can choose the level of support and involvement that’s right for them when making decisions about their pension investments.
Do it for me
For members who prefer to stay in the default fund chosen by their employer. It's a straightforward option, with the fund managed by professionals and supported by robust governance.
Find out more about our Default options
Guide me
For members who want to take a more active role in choosing investments can select a Risk-Managed fund or a lifestyle fund from our Workplace Target range.
Find out more about our Risk Managed Portfolios
Find out more about our Workplace Target funds
Leave it with me
For more confident members, or those working with a financial adviser, there are over 6,5001 investment options available through their online account.
The Workplace Aegon Retirement Choices fund range includes:
- Insured funds, including lifestyle funds.
- Collectives – including other pooled funds like Open Ended Investment Companies (OEICs) and unit trusts.
- Equities (direct investment in company shares).
- Investment trusts
- Exchange-traded funds (ETFs)
Helping members make informed investment choices
We help scheme members make informed investment choices by giving them clear information about the funds available to them. This support is provided online, through scheme joining communications and via workplace presentations.
Members can also access a range of investment education materials, designed to help them understand what to think about when choosing investments. This includes information on investment basics, lifestyle funds and responsible investing.
Helping members prepare for retirement
As members get closer to retirement, we write to them to explain their retirement choices and encourage them to review their investments. This helps them check whether their investments are still suitable for the retirement they’re aiming for.
For members invested in the scheme default fund, we also explain the automatic changes their fund goes through shortly before retirement. We ask them to check they’re still on track and direct them to our dedicated Lifestyle hub for more information about their options.
Support for you and your clients
You and your clients can access support online and through our help and support centre.
During periods of market uncertainty, we also provide additional information to help members understand the impact on their investments and the importance of staying focused on their long-term goals.
Keeping you informed on markets and investments
Our quarterly market outlook webinars help keep you and your clients informed about market trends, regulatory developments and changes affecting investments.
Find out more about our Aegon Retirement Choices scheme support.
Helping employers manage workplace schemes
We aim to make scheme management simple, with a range of services and tools employers can use to support their Workplace Aegon Retirement Choices scheme.
This includes:
- Member Insights – our comprehensive governance and management information tool, providing scheme insight and analysis through actionable, measurable data.
- Report Zone – access to real-time management information on members, investments and contribution trends.
- Employer toolkit – a wide range of supporting materials to help employers set up and manage their workplace scheme.
Learn more about our services and tools to help support your clients.
The value of an investment can fall as well as rise and isn't guaranteed. The final value of a member's pension pot when they come to take benefits may be less than has been paid in.
1As at December 2025