Aegon Retirement Choices (ARC) gives you flexibility and choice, whether you’re saving for retirement with a self‑invested personal pension (SIPP), or setting money aside for a rainy day through an individual savings account (ISA) or general investment account (GIA).
With over 6,000 investment options1 available you can be as hands‑on or hands‑off as you like. Building a sophisticated portfolio from scratch or choosing a trusted ready‑made solution.
Remember, the value of investments can go down as well as up and isn’t guaranteed. You could end up with less than you invested.
ARC offers a huge range of over 6,000 investment options (as at 31 December 2025) which your adviser can use to build an investment portfolio that exactly matches your savings goals and risk appetite.
This includes:
- Insured funds – SIPP only
- Collectives (open-ended investment funds like unit trusts or OEICs)
- A range of funds that include environmental, social and governance (ESG) considerations
- Equities (company shares)
- Investment trusts (a type of closed ended investment fund)
- Exchange-traded funds (ETFS)
Investment trusts, ETFs and more complex investments are only available through an adviser.
Help with your investment choices
What you invest in can have a big effcet on the value of your savings. If you're at all unsure what to invest in, you should speak to a financial adviser in the first instance. There’s likely to be a charge for this. If you don’t have a financial adviser, you can find one in your area by visiting moneyhelper.org.uk/choosing-a-financial-adviser, or find out more about advice services supported by Aegon by visiting aegon.co.uk/origen.
Origen Financial Services Ltd is wholly owned by Aegon UK plc but operates independently to us.
Offers free, impartial guidance to help you better understand your money and pension options.
Use Retiready if you don't want advice
If you don’t have a financial adviser and aren’t part of a workplace pension scheme, Retiready lets you browse funds available for direct investment.
1 As at December 2025